Migodi-Auric Documentation

What is Believe Cash? #

Believe Cash is Migodi-Auric's physical distribution infrastructure — the network of ATM and kiosk terminals that connects cooperative members, rural communities, and urban economic nodes to the broader Migodi-Auric ecosystem. It is the last-mile bridge between the digital asset and cooperative trade infrastructure and the people who produce and transact in the real economy.

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Banking alignment confirmed: Believe Cash has documented technical specifications and institutional alignment with ABSA Bank Zambia and Bank of Zambia. Both institutions are engaged in the rollout planning process.

3,000Terminals Planned

10Zambian Provinces

ABSASettlement Bank

The Terminal Network #

Each Believe Cash terminal functions as a full economic node — not just a cash dispensing machine. Terminals handle deposits, withdrawals, cooperative commodity payments, and AGD/NdeipiCoin transactions.

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Cash In / Cash Out

Standard ATM functionality with Zambian kwacha and USD support. Aligned with Bank of Zambia cash management requirements.

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Cooperative Payments

Cooperative members receive payments for commodity deliveries directly through Believe Cash terminals, settled via ABSA.

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AGD Transactions

Afro Gold Dollar (AGD) can be loaded, spent, and converted at Believe Cash terminals, bridging the digital and physical economies.

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Node Data Collection

Each terminal feeds real-time transaction and volume data to the NMX/DMX ledger, contributing to the Ndeipi Proof of Production framework.

Banking Alignment #

Institution	Role	Status
ABSA Bank Zambia	Primary settlement bank for all terminal transactions; Coop Coin and Coop Bar clearing	Aligned
Bank of Zambia	Regulatory oversight; cash management compliance; AGD stablecoin framework	In Progress
Coop Pay Ltd	Cooperative society payment routing and member identity verification	Integrated
Yazz Security Services	Physical security for terminal hardware, cash logistics, and site management	Active

Economic Node Concept #

Each Believe Cash terminal is conceived as an Economic Node — a physical anchor point for the Migodi-Auric network. The Economic Node concept paper defines terminals as multi-function infrastructure that simultaneously serves as:

Financial access point — cash, digital payments, cooperative settlements
Data collection node — real-world economic activity logging on the NMX/DMX ledger
Proof of Production input — transaction volumes feed the Ndeipi Proof of Production framework, supporting NDX valuation and derivative issuance readiness
Community commerce hub — co-location with cooperative storage, market centers, and agricultural input suppliers

Technical Specifications #

Full technical specifications have been documented in the Believe Cash ATM/Kiosk infrastructure paper. Key parameters:

yamlterminal:
  count: 3000
  form_factors: [ATM, kiosk, agent_POS]
  connectivity: [4G, VSAT, offline_sync]

settlement:
  bank: ABSA Bank Zambia
  currencies: [ZMW, USD, AGD]
  ledger: NMX/DMX real-time sync

security:
  provider: Yazz Security Services
  monitoring: VisionCog AI surveillance
  cash_logistics: Yazz armoured transport

Last updated · March 2026